Beta

Development Underwriting Software for Finance Teams

Underwrite development opportunities on a shared baseline. Faster review, stronger governance, better credit decisions.

The Lender Problem with Development Finance

Data Re-Keying

Borrower sends appraisal. Lender rebuilds in-house for underwriting. Two different appraisals, two sources of truth.

Evidence Gaps

Borrower assumptions not well-supported. Back-and-forth calls asking for site comps, cost data, planning evidence.

Inconsistent Risk Assessment

Committee sees different versions of project baseline. Unclear what the material risks actually are.

How Finance Underwriting Works

Shared Viability Baseline

One appraisal for all stakeholders

Instead of rebuilding appraisals, finance teams review the developer's baseline in Domus. Same data, same GDV, same cost structure. Eliminates transcription errors and version conflict.

  • Review vs. rebuild: Lender appraises once, faster cycle
  • Transparent assumptions: See exactly what developer input and why
  • Audit trail: Challenge assumptions and see history of changes

Credit-Focused Overlays

Layer lender metrics on borrower baseline

Leave borrower viability unchanged. Layer lender-specific underwriting on top. Stressed scenarios, LTV requirements, ICR minimums, exit strategy analysis all happen on top.

  • LTV & ICR testing: Automated stress scenarios showing covenant headroom
  • Downside case modelling: Show what happens if sales slip or costs rise
  • Policy/risk signals: Flag planning risks, market exposure, concentration

Evidence & Governance

Committee-ready documentation

Track borrower evidence completeness. Know what's provided, what's missing, what's been challenged. Full audit trail for credit committee and regulators.

  • Evidence checklist: Track site comps, cost data, planning documentation
  • Challenge log: Record underwriter challenges and borrower responses
  • Committee reports: Pre-built executive summaries with decision traffic lights

Why Finance Teams Use This

1

Faster Deal Review

No rebuilding appraisals. Review and stress-test in days instead of weeks

2

Better Data Context

See exactly what borrower input and assumptions, with full supporting evidence trail

3

Stronger Governance

Audit trail, challenge log, and committee-ready documentation for regulatory review

Beta

Finance Underwriting Availability

Core finance workflows are live in beta with core underwriting dashboard, shared baseline review, and basic stress testing capabilities. Expanded credit pack with advanced analytics and integrations expanding into Q2 2026.

Underwriting Across Deal Types

Portfolio Acquisition

Underwrite multiple sites across your portfolio with consistent metrics and assumptions.

Explore

Build-to-Rent Investments

Underwrite long-term rental investment decisions with institutional metrics.

Explore

Mixed-Use Schemes

Underwrite multi-component developments with blended return analysis.

Explore

Land Promotion Deals

Evaluate viability improvement and land value realisation through promotion.

Explore

See Finance Underwriting in Action

Book a demo to see how Domus accelerates development finance workflows