The Underwriting Reality
Evidence Chaos
Documents scattered across emails, drives and inboxes. Easy to lose evidence. Difficult to audit. Handoff to operations becomes a scramble.
Manual Rework
Data enters multiple systems. Policies applied inconsistently. Stress tests re-run manually for every assumption change. Credit decisions take weeks.
Blind Spots
Missing documents only discovered after approval. Policy compliance checked separately from credit decisions. Audit trails are weak.
How Domus Works for Lenders
Evidence & Due Diligence
Bring all evidence into one place. See what's received, what's missing, and what's been reviewed. No more searching emails. Clear audit trail for every document. Easy to prepare for handoff to operations.
Structured Underwriting
Consistent policy frameworks. Automated stress testing. Clear links between evidence and credit decisions. Policy exceptions flagged and tracked. Everyone applies rules the same way.
Pipeline & Portfolio Management
See where deals are in underwriting. Track decision dates and outstanding items. Monitor portfolio composition and risk profile. Built for how capital teams actually manage flow.
Credit Outputs & Operations Handoff
Generate term sheets, policy compliance reports and credit summaries from one data source. No copy-paste errors. No missing information. Clean handoff to operations teams.
What Lenders See
Faster Decisions
8-10 week decision cycles compress to 4-6 weeks. Evidence gathering, policy review and stress testing all happen in parallel instead of sequence. Higher throughput on same team size.
Consistent Decisions
Same policy applied the same way by every underwriter. Fewer policy disputes post-approval. Better defensibility in audits and investor reviews.
Lower Admin Cost
Reduce data entry, spreadsheet management and rework. 50% reduction in manual processing per loan. Free your team to focus on credit judgment instead of admin.
Better Risk Management
Consistent compliance checking. Clear audit trails. Better visibility into portfolio risk. Easier to explain decisions to investors and regulators.
What's Live Now
Our MVP includes full underwriting workflows with evidence management, policy framework enforcement, stress testing and credit output generation. Purpose-built for how capital teams actually work.
Evidence Management
Central repository linked to loan records. Clear audit trails.
Underwriting Framework
Policy definitions, stress testing, compliance checking.
Credit Outputs
Auto-generated term sheets and policy reports.